About Nickel Financial

Let me introduce myself, I’m Lloyd Nickel and after 22 years in high line luxury automotive business I made a change to the world of insurance. I started the Lloyd Nickel Family Insurance Agency here in Sioux Falls and after 2 years of being a captive agent, I transformed my agency going Independent for property & casualty insurance and work with New York Life for Life products.  I help people who are serious about their future prepare and manage everyday risks using holistic planning and lifetime income strategies.  Please contact me to help to help you analyze your needs and recommend appropriate solutions. 


Trooper (Greeter & Mascot)           Sondra Mestes (Agent)             Agency Owner/New York Life Agent 




Neither New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success. I am not licensed in all jurisdictions.